Death is not a real consequence
At the risk of beating a dead horse, I've had a rather pedestrian realization following Kami's post on the red button/blue button hypothetical.
A few disclaimers; I agree with Kami on it being an entirely pointless debate, and two: this isn't meant to be an edgy "death come take me, death is great" post, even though at some points it may feel like one.
Death is an entirely unknown concept to, well, everyone. We can possibly feel or empathise with the emotions around death, or with someone's manner of death. "Death" in itself could feel like anything between having your entire body hydraulic pressed through a bracelet wait that one's birth, nevermind slamming a door on your knob but through your entire body (potentially wildly different from the sensation of slamming a door on your entire body) to tripping on copious amounts of every drug imaginable, but we would never know. And as such as the manner of death is assumed to be suffering neutral, and the actual death itself is assumed to be suffering neutral, dying is essentially a nothingburger experience. Any post-death realities one may believe in: heaven, hell, reincarnation, Valhalla are just pushed up by a few decades, if that.
Dying, and by extension causing death, is also, generally looked down upon. As Kami rightly points out, there is no real world equivalent to this hypothetical, but also on a much smaller scale, nobody is willing to even slime just you out for the sake of the wager. And insofar as the risk of death has no real risk to you, you may as well be making tall wagers to damn near anyone, including yourself. I could bet my life to Charlie down the road that the earth is flat, and it wouldn't matter, because well, what is he going to do when "Hello, World" (yes I just needed an excuse) is released to the world, actually take my life? Death wagers are bullshit, put your dime on the line or something.
Third, and my biggest reason for death not being a real consequence, you never actually have to bear the consequences for your actions. Yes, dying is scary and horrific and oh god i could have done so much with my life. But even if death is painful as all hell, and even if Charlie down the street found a way to legally make good on his wager, you would not have to experience any of the ramifications because you would be dead. To dust you shall return or whatever. The sadness, the pain, the grief of the life you could have had and all the other downsides that suicide hotlines try to sell you to make you stop are never things you feel. You could imagine the grief, and empathise with the grief, but seldom can you grieve your own death. The dilemma of an aftermath isn't real to you if you're too dead to experience it.
The hypothetical, and many of its kind that make bold claims to death and the cessation of one's existence (see: the weird trend on short form content with people (mostly men) stepping through a door that causes them to never exist but gives their partner/family the life of their dreams. I have issues with the trend.), are really just escapist fantasies or moral jerk-offs on a debate with as much intent and purpose as a headless chicken, and with no wager, no concept of a consequence, and no way of proving "correctness" one way or another, their conclusions are as good as the collective word, and the collective word is a sad unintelligible steaming pile of horseshit.
In the midst of my fulmination on death, I've managed to find someone's thesis on death not being final, and a cursory glance seems to want to directly contradict my third argument. I've found my next read, and hopefully a hundred pages later, I'm compelled to edit this.